Well, I have avoided this for awhile, but, now I suppose it’s time to discuss the old New Year’s Resolution list. I’m not a believer in creating an unrealistic list of goals for the New Year. What I believe is reevaluating your life, doing some personal upkeep, and planning for the future.
The reason I hesitated in discussing my idea of a New Year’s Resolution list is the fact that so many people hate the topic. There are those who do not believe in a list, and I have to say they have a point. The TV commercials will want you to believe that the number one priority on your list should be losing weight. We have all seen those Yoplait ads with a woman faithful eating a strawberry flavored yogurt everyday till finally, TA DAH! She has lost enough weight to put on a bikini. In other words they want you to buy their yogurt.
However, I believe a true New Year’s Resolution list takes time to develop and requires you to think seriously about what you need to do this year. We should all take time to evaluate ourselves and doing so at the beginning of the year is a good time to start.
So, what kind of New Year’s Resolutions should you make? Here are just a few examples from my personal list.
Look at how much you owe, (yes, this part is hard) examine your budget, and maybe this year start on a path to be debt free.
Check Your Credit Score:
You should do this twice a year, but, make sure that things are tidy in the old credit score. You never know, there may be an old debt you paid off, but, they forgot to remove.
You may have a great job and are not planning on looking for a new one, but, it never hurts to spruce up the old resume and keep it updated. Saves trouble in the end.
This is more of a fun one. Is there something that you have always wanted to try or learn? Well now’s the time!
What I’m trying to say is there is nothing wrong with creating a New Year’s Resolution list, just give it the old reality check. Make the list beneficial to your life and not just another lost cause.
Wanted to leave a link to Dave Ramsey’s site which is a good place to start if you are interested in paying off debt. http://www.daveramsey.com
Written By: Kristy Trowbridge